Property & Casualty


Anthony has over 20 years of experience as a casualty actuary, of which the last 12 years have been in consulting. He has participated on insurance department examinations for the Georgia, South Carolina and Louisiana insurance departments. Anthony also has extensive experience preparing rate filings, performing reserve analyses, developing customized rating plans, developing excess loss pricing models and assisting in the evaluation and negotiation of reinsurance contracts. Additionally, he has reviewed rate filings for the Virginia and Oklahoma Insurance Departments and successfully completed a performance audit of the Washington State Workers Compensation System for the Joint Legislative Review Committee. Anthony received his BS in Mathematics from Polytechnic Institute of New York.


Clinton has a PhD in statistics and has over 20 years of experience in the actuarial field in both the public and private sectors. As an actuary at the Massachusetts Division of Insurance, he reviewed and prepared rate filings in automobile, homeowners, workers compensation and general liability insurance. He was also responsible for the review of medical malpractice liability insurance issued by the Massachusetts Joint Underwriting Association and for testifying at public rate hearings before the Commissioner of Insurance.  In the private sector, Clinton has worked both in the consulting area and for commercial insurance companies. He has provided loss reserve opinions for self-insured funds, insurance companies and municipal insurance programs in Georgia and Florida. Additionally, he has performed financial analyses of profitability and cash flow projections for existing and proposed lines of business. He has also worked with the NCCI where he was responsible for profitability studies of workers compensation insurance. Clinton is a Fellow in the Casualty Actuarial Society and a Member of the American Academy of Actuaries.


Gus has over 30 years of experience as a casualty actuary. Prior to joining Actuaries, Inc., Gus was the National Director, Actuarial and Insurance Services, for Arthur Anderson, LLP. He has provided actuarial, risk management, risk financing, claims management and litigation support to clients. Gus has been active in the professional arena, primarily through actuarial, risk management and insurance industry organizations. He has held various actuarial positions, having served as Chair of the Casualty Actuarial Society’s (CAS) task force on Dynamic Financial Analysis and their Education Policy Committee, Vice Chair and currently Consultant to the CAS Examination Committee, a member of the American Academy of Actuaries’ Working Group on Environmental and Mass Tort Liabilities and a member of the Board of Directors of the Conference of Consulting Actuaries (CCA). Gus received his Bachelor’s degree from Northeastern Illinois University.


Robin has over 20 years of experience as a casualty actuary, of which 15 years were with the National Council on Compensation Insurance (NCCI). Robin was responsible for the development, maintenance and filing of individual risk rating plans for the NCCI as Vice President and Actuary. For the past four years, he has provided consulting services for insurance companies and self-insured funds. In addition, he has written extensively on actuarial topics, and many of his works have been published. Several of his papers are on the syllabus for the Fellowship Examination IX given by the Casualty Actuarial Society. Robin has an MS in Mathematics from Rutgers University.


Josephine has over six years of experience as a casualty actuary–four of which as a property and casualty examining actuary with the Texas Department of Insurance.  She has provided actuarial services to the Georgia Department of Insurance in conjunction with state financial examinations. Prior to her work as a P&C actuary, she worked as a life actuary in the Philippines where she was involved with product development, valuation and actuarial studies. Josephine has an MS in Mathematics from the University of the Philippines and an MBA from the University of Texas at Austin.


Life & Health


Jennifer Schulmeister received her Bachelor of Science in Business Administration with a major in Actuarial Science from the University of Hartford in 1994. She earned her ASA in 2002 and has worked in the actuarial field for seven years. She has worked in Small and Large Group Health Insurance with specific experience working on competitive analyses, pricing of health insurance rates, product development and contract analysis. Her experience also includes some time in Individual Life Insurance Pricing and Financial Reporting, with specific work in pricing, cash flow testing, IBNR reserving, hedging strategies and product development. Additionally, she has experience as a Financial Analyst where she worked on the development of an HMO, a hospital consolidation feasibility study, quarterly budgeting and the development of a five-year business planning model.

Hank is an experienced actuary with a strong track record in meeting the technical, business and regulatory challenges arising from the assumption of insurance risk. He has provided actuarial services for over 30 years to insurance carriers, HMOs, governmental agencies, sponsors of insurance programs and various types of health care providers. During his career, Hank has held responsible actuarial positions at insurance companies and consulting organizations (Jefferson-Pilot Life, Shenandoah Life, John Alden Life and PricewaterhouseCoopers). He has examined life insurance companies, HMOs and provided expert testimony. He has also conducted market conduct examinations focusing on race-based pricing issues for the Georgia Insurance Department. Hank had an article published in a Society of Actuaries publication–Estimating Incurred Health Claims: One Lag Report Is Not Enough. Hank has a BS in mathematics from Tulane University and an MA in mathematics from Yale University.


Information Technology


David received his doctorate in Decision Sciences from Georgia State University. He specializes in the design and development of decision support and data mining systems using networked and web-based systems. He has over 20 years of experience in insurance data analysis using claims experience in electronic data files as the base source for modeling. He has taught classes in decision support, modeling, Internet technology and expert systems.

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